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Simple Ways to Save Money on Your Heating Bill

On average, about 15 to 20 percent of heating costs are lost to home inefficiencies. That translates to a lot of money! The major cause of this heat loss? Leaks that allow heated air to escape through unseen gaps, cracks, nooks, and crannies throughout the structure. As a friendly tip, here are several simple ways […]

Bad Credit? 4 Things You Need to Know Before Applying for a Mortgage

Just because you have bad credit, it doesn’t mean that you won’t be approved when applying for a mortgage. But, there are a few things that you need to do to reduce the chances that you will run into financing issues when you are preparing to buy a home. If you are applying for a […]

Protect Your Identity When Buying or Selling a Home

For many people, buying or selling a home can be a highlight experience. Supporting agents, brokers, loan officers, appraisers, and more all come together to help close the deal, marking a fresh start for both the buyer and seller. But sometimes, all doesn’t go according to plan. Take identity theft, for instance. It happens to […]

8 Steps to Improve Your Credit (and Qualify for a Mortgage)

Has your low credit score got you down because you feel like it is impossible to qualify for a mortgage? If you are dreaming of homeownership, don’t let yourself get stuck in a rut. There are simple things that can be done to improve your credit score, helping you take a step closer to owning […]

How to Save Money on Moving Costs

The costs of buying a home can add up, so it makes sense that you are looking for ways to reduce your moving expenses. Instead of spending a lot of money on the movers, you can save that money for new furniture, home décor, or a grill to put on the back porch. Here are […]

Add a Mother-in-Law Apartment to Boost Monthly Cash Flow

Have you considered the option to improve your monthly cash flow by tapping into options for passive income? This article will discuss adding a mother-in-law apartment to boost your monthly cash flow.  Improving your financial situation is a great way to ensure that you have the budget available for family vacations, piano lessons, or any […]

A Historical Perspective: Will the FED Telegraph Rate Increases at their Next Meetings?

Do you feel like you are holding your breath until the next FED meetings? Many people are interested to see if the FED will telegraph rate increases, which can have a domino effect on the real estate market prices and the economy of our nation. At DUFFY Realty, we keep our ears open to new […]

What Happens to a Real Estate Buying Power when Interest Rates Go Up?

One key factor in buying a home is getting the mortgage to pay for the property. Many home buyers need to finance their purchase, so they turn to mortgage lenders for help. During this process, your income and credit history will have an impact on the size of the loan and the interest rate that […]