Visiting Homes: What You Need To Know To Avoid Buyer’s Remorse

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During the search for your next home, you will visit many properties and you need to be proactive in finding out more information about the property and the community. At Duffy Realty of Atlanta, we know that, as a buyer, you have the right to know and ask about any pertinent information about a property. Here are some recommendations for things you need to do during a showing as well as things you have the right to ask about and know about a property.

Take notes and stay organized.

When you are out visiting properties, you might find that it becomes hard to keep them all straight. Did you like that house with the deck? Or was that the house that backed up to a busy street? No, that one had that great master bath. How can you possibly remember every house you saw and which features you liked or disliked about each one? The only way to keep track of the houses you visited is by some kind of system. Take a notebook to every home you visit. Write down the address and neighborhood each property is in. Then, create categories such as price, location, condition, kitchen, master, baths, curb appeal, etc. and rank each category on a scale from 1 to 5 or 1 to 10. By each ranking, write some notes about why you ranked it as such. You could note the color of the walls or the cabinetry, so you can keep the visuals straight in your head with each property. You will be grateful you took such detailed notes later when you are discussing which home is right for you.

Ask the seller and neighbors important questions.

Of course, you must ask the seller about the property. Ask to see a property disclosure so that you know some important information about the history and condition of the home. Ask the seller why they are moving and what they liked about living in that home. Keep in mind, however, that answers the seller gives you might be a little biased. The seller has emotional attachment to the home and is trying to get the home off of their hands. This is why you should also ask the neighbors some important questions as well, such as what they like about the area or schools, if they know anything about the property, etc. The neighbors could give you some interesting information like if there is a train in the area that goes by in the middle of the night, or the quality of the schools. Ask the important questions to avoid buyer’s remorse. Your agent can also get you C.L.U.E. report and inquire about possible sex offenders in the area.

You have a right to know all about the property you are moving into, including the kind of area it’s in, and it’s important to keep it all straight so you can truly avoid buyer’s remorse.

 

Preventive Medicine For Your Home

We all know that one the largest assets we will own in our lifetime is our home.   I’ve never really seen a ton of good articles on the cost of home ownership, but having personally owned over a half dozen homes, I can tell you that all homes required their fair share of upkeep.    Even though we may not be in the market to sell our homes, we are constantly watching the sale of our neighbors homes or checking out the prices on websites like Zillow to see where the value of our home stands.     We can convince ourselves that our home is in tip top shape until the time we get an offer on the home contingent on the dreaded home inspection.    A good home inspector gets paid in part to look within every nook and cranny in the house to find out what may be wrong with the property.    After the inspection, we can almost become incensed that the inspector may have found something foundationally wrong or something…

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We Had a Great Experience – Duffy Realty

We Had a Great Experience – Duffy Realty

We have been very impressed with Warren Savage and Duffy Reality during our house hunting process. I was contacted by another company, but it was Warren who sent an email and made a phone call. He was very personable and friendly on the phone and immediately began working for us. He started by sending us listings and when we had a few houses we were interested in seeing he made time for us at very short notice. When we arrived for our first showing he was already there.  He did this with every house toured. He showed up ahead of time, turned on the lights, did a preliminary walk around and through the home, and at times he even spoke with neighbors. He has always been very friendly and punctual. He has let us know on numerous occasions that he is our advocate. He is on our side, and has been honest through the entire process. We have felt very willing and able to trust both his personal and professional opinions.
He was very responsive and answered any and all questions in a timely and efficient matter.  He has stayed in close contact with us through the closing process and kept us informed on any and all details. He has recommended contractors and inspectors who have come through for us in tight timelines with quality work.  Warren has gone out of his way to help us in the closing process. He has been very understanding and sympathetic to our personal situations and willing to work with all of our needs.
From the very beginning we have felt that Warren has been on our side. He has been helping us find the house that we want to buy. He has been very supportive and understanding of our decisions and has helped us see opportunities and/or problems we may have missed. We have very much enjoyed working with him and have greatly appreciated all of his work throughout this process. We would highly recommend him to anyone we know.

Danielle & Severin Price

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Metro Atlanta has spoken and Duffy Realty is 92% referred to friends and family for our $500.00 flat fee listing to sell a home that lasts until SOLD, now 8 years in a row. Over 1 Billion Dollars saved in Listing Fees and Over 14,000 listings has reigned Rhonda Duffy, top agent in Atlanta and the #1 Agent in Georgia and #6 in the U.S. for 6 years in a row! Browse the site and you will see many success stories of loyal Duffy clients and how they sold their home and saved a lot of money in the process. Visit https://duffyrealtyofatlanta.com/ or call 678-366-7846

Top 10 Things You Need To Do To Get Your Lender to Do A Short Sale

1. Bring them a willing and able buyer.
2. Prove your hardship.
3. Provide updated and complete bank statements with limited spending shown for non-essentials.
4. Take a patience class to help you sit around and wait.
5. Keep your buyer in place by inviting them to the home over and over for various reasons.
6. Introduce the buyer to your neighbors and tell them all the reasons that you love it there.
7. Learn the Art of Prayer.
8. Update your package with new statements and pay stubs as you get them.
9. Don’t clean up for the appraiser.
10. Make sure that you disclose everything to the lender to have your best chance of getting approved.

The ability to get a short sale done with lenders has been a blessing for many homeowners. It allows relief of a very troubling situation and large amount of debt with relatively small disruption of credit and lifestyle. Many people report that they feel that they did the right thing and that they feel very grateful for the opportunity to short sale. Just remember that there is a process that needs to be mastered to be successful with a short sale.

For more information on short sales go to www.SSRules.com. Rhonda Duffy is an Elite Certified Short Sale Specialist and is the ONLY Elite CDRS designated real estate broker in Georgia.

Warning Signs That You Need To Do A Short Sale

If you are experiencing a period of time where you can’t pay your mortgage payment or you are short but are sending in your payments, you may need to do a short sale. After a couple of months of non-payment or short pay, you will find that the penalties accumulate to a point of no return as expressed by many homeowners in your same situation.

Other signs include that you regret the purchase of the property and feel that the property will never be the same value that you paid for it. Some homeowners state that they feel the need to sell when their neighbors start doing short sales and they see foreclosures. Some neighborhoods have been 90% short sale and foreclosures leaving the few homeowners that don’t want to short sale or foreclose feeling no relief.

Some homeowners can forecast that they will have to short sale or foreclose when they loose their job, get a divorce or experience a loss of an immediate family member. Others have renters move out after months of non-payment and they just can’t recover. Some homeowners are not even behind in their mortgage payment when they decide to pursue a short sale and some banks are okay with that and appreciate that the anticipation will save the bank and the homeowner headaches and unnecessary costs.

The solution is to actively find a buyer for the property and present both the buyer and your situation to your lender. An active short sale agent that is a short sale expert can help you greatly when the goal is to remove the property and the debt from your name. The key to a short sale is to act quickly, precisely and keep your eye on the prize as you patiently wait for everything to fall into place.

For more information on short sales, visit www.SSRules.com. Rhonda Duffy is the ONLY Elite CDRS Short Sale Specialist in Georgia and she works on short sales and short sale problems everyday with her team.

You Really Must Use Duffy Realty to Buy Your Next Home

Duffy Realty has been a joy to work with. We loved that agency acknowledges the level of effort buyers put into house hunting and amount of research they do online before asking an agent to see a property. The online interface they use to show us our search criteria results was very user friendly, and it was great that you could put in comments and color coded properties to make it easier to go back through the properties. Lesa and Danise have been nothing but helpful, friendly, and efficient in making this as smooth of a process as possible. We liked how they have their own specialty areas, as we were able to get full attention onto the part of the process that we were in at any given time. They gave us so many guides, tip sheets, and suggestions, both in handout form as well as verbal discussion, so we never felt confused or unsure of our next steps. I’ve never had a realtor go door to door with me to interview neighbors, and they were very patient with us, never rushing any part of the process. Overall an excellent experience and we would highly recommend them to friends or go back to them in the future.

-Mike and Sara

What If There Is Land Around The House That Is Not Built On?

Here lies the problem for many people. One neighborhood in Cumming Georgia was surprised when a Lowes was built looking down on their home and the security lights of the shopping center were over their homes all night. Someone else I know was shocked to find that a public school was slated to go at the end of their street that they had built a 2 million dollar house on. So, what do you do? Continue reading

Why You Should Talk To The Neighbors

As you heard me speak of today on Real Estate Insight with Ilyce Glink, talking to the neighbors is key and critical to your success of making a good buying decision when purchasing a home.
First lets start with why you should talk to the neighbors. Neighbors, although they may attempt to not be nosey, they know everything. One time in my own neighborhood, although I did not know the people that lived there, I noticed that there were people there with hazmat masks and suits on for over one week unloading and cleaning the house.Continue reading

The Art of Negotiating

Well, this seems simple enough – don’t lose your shirt. All kidding aside, most people don’t know how to negotiate a contract, or at least one that they won’t regret later. So, here are some guidelines to making a sound decision while making some money.
This article is for home sellers, but you home buyers, just reverse the ideas here. These are very black and white suggestions so don’t attempt to make them grey just because you want something today that you might not want next week.
Simple Steps to Winning or Let’s Say Making a Win-Win:Continue reading

5 things to never tell a buyer

A buyer is looking at your home and asks a question. Be careful what you say, as it can cost you much more than you realize.

As a seller, you may find yourself at home when a buyer is looking at your home. In most cases, it’s smart to leave during the showing. If you are at home and the buyer or his/her agent asks a question, tread carefully. Here are five things to never tell a buyer.Continue reading