Are There More Buyers in the Spring?

Are There More Buyers in the Spring?

When is the best time of year to sell your home? You need to think about the trends throughout the year, and then choose an experienced real estate team to help with the logistics and strategy for maximizing price and speeding up the time it takes to close. If you are debating whether you should wait until summer, the truth is that spring might be the best time of year to list your property on the real estate market.

Why Spring is the Best Time of Year

What is so great about spring? Families often want to have their kids settled into a new home during the summer months. Instead of missing out on a family vacation because of the moving schedule, most parents want to be settled with their kids to enjoy summer to the fullest. It is nice to have the kids out of school, and you need to be sure that you have time to spend together on summer outings and trips.

If you want to enjoy the summer with your kids, then you need to sell your home during the spring months. That way, you can move into a new home and be ready for the fun that summer has to offer.

Plus, many home sellers see that there are more buyers in the spring time. As the weather warms up, people start looking for a place to move. Tap into the available pool of buyers by listing your home as soon as possible.

Sightseeing vs. Serious Buyers

Even though there are more buyers in the spring, you need to be cautious because they could be neighbors out sightseeing to compare properties in the area. These people are hobbyists who enjoy looking at homes that are on the market. But, they might not be interested in sending an offer on your home.

Your real estate agent will be familiar with the industry and their peer connections. So, they can help to filter the showings to increase the buyers who are truly interested in the property. Make sure to have a trusted real estate team who can assist with the process of selling your home. Your real estate agent will protect your interest and make it easier than ever to connect with a buyer who wants to submit an offer. In fact, you might get multiple offers on the property if the listing is designed in the right way!

Leading Real Estate Team in the Atlanta Industry

You deserve to work with the best real estate team in the Atlanta area. So, call us at DUFFY Realty to learn more about the ways we can help you buy or sell a home. We know the right strategies for every season, and we are happy to assist with a spring real estate transaction. Call us to see how our flat-rate fees will save you thousands of dollars: (678) 318-1700

Selling a Home? Don’t Forget These Marketing Essentials

Selling a Home? Don't Forget These Marketing Essentials


Real estate inventory is low right now, which means that many home sellers are slipping into a place of complacency with their listings. People assume that they can sell their property quickly and easily without a lot of effort. But, it is a mistake if you overlook some of the most important elements of marketing your home. A little bit of work right now can go a long way to help you maximize your equity and buy a nicer home for your family.

You want to set the right impression for potential buyers. So, follow these tips to ensure that your home is ready to sell. These tried and true marketing strategies will boost your asking price and make it easier than ever to close the deal:

Highlight Improvements in the Listing

When you are putting together the real estate listing, don’t forget to highlight any improvements that have been made in the home. You invested in the renovations, so you need to take advantage of the added value. Whether you put in a new HVAC system or the windows have recently been replaced, make sure to include this information in the description.

If important features are outdated or in need of repair, then you might consider a few small renovation projects before you sell. These details can go a long way to make your home more attractive to potential buyers.

Get Rid of Junk and Clean the Home

Too much clutter will make your home look cramped and small. Take time to get rid of unnecessary items in the closets and cupboards. Moving these things out of the home will make it more inviting and welcoming when people are touring the property.

Deep cleaning is another essential task that needs to be addressed. Clear out the cobwebs, scrub the baseboards, and look for other nooks and crannies that have been neglected.

Swap Out Hardware and Fixtures

You don’t need to renovate the entire home. But, consider the benefit of installing new hardware on the cupboards and doors. Light fixtures and faucets are other details that can be affordable and stylish at the same time.

Switch out the hardware that looks old, outdated, scratched, or damaged in any way. Replacing these items will give the home a facelift without the need to undergo major renovations.

Talk to an Experienced Real Estate Agent

When you are working with the leading real estate team in Atlanta, then you can rest assured to know that your home will sell quickly and easily. Here at DUFFY Realty, we have a proven system to provide results for our clients. If you are preparing to sell your home, then we invite you to contact our team to learn more about the ways that we can help with your listing and marketing efforts. We are here to assist with anything that you need: (678) 318-1700

What to do About ALL Those Requests from your Lender?!

What to do About ALL Those Requests from your Lender?!

Most home buyers go into the process of getting a mortgage thinking it’s not going to be easy.  But they still become offended at the type of information the lender requests.  Then they begin to resent it.  And even worse, when the lender appears to be asking for the same thing again and again, they become angry and uncooperative.

When the number of mortgage defaults starting rising, the big insurers Fannie Mae and Freddie Mac looked closer and found the reason:  substandard and fraudulent loans.  Since Fannie Mae and Freddie Mac purchased these loans with the understanding that these were solid loans, they forced the lenders to buy them back.  So instead of the insurers absorbing the losses, those losses went right back to where they started.  This has caused many lenders to go out of business and the remaining lenders to tighten their underwriting policies.

While it’s great and advantageous to have a large down payment, excellent credit, steady employment and sufficient income – these alone no longer guarantee loan approval.  What’s more important these days is being able to document, with hard copies, all the necessary criteria to meet the underwriting guidelines.  By going to great lengths to substantiate your ability to meet these guidelines, the lender removes the threat of being forced to buy back your loan should you default at a later date.  Hence, the innumerable and repetitious requests for documents.

At the time you first apply, your information is matched to the underwriting guidelines of a certain package the lender is offering.  The person collecting this information may be a broker, loan officer, mortgage consultant, etc., but their job is to assess the approvability of you for the particular loan package.  It’s called ‘papering’ the file – filling it up with the reams of information you provide.  This papering validates the information and ensures its accuracy.

The information collected will include your employment history, the field you work in and how long you’ve been in that field, as well as your current income and income history.  It will include an accounting of all of your financial assets and liabilities.  It will most certainly include your previous mortgage history.  The information collected by the loan originator is then handed off to the underwriter who gives the loan final approval.  Once the underwriter gets the file they can ask for any other information they feel is needed to document your ability to pay.

Now that you understand the why, it comes down to this… providing the information requested, and exactly the information requested and in a timely manner.  Do not fall prey to thinking you’ll give them what you think they need – or trying to withhold information because they’re being invasive.  If you want the loan, give   them    what     they     ask     for!


Metro Atlanta has spoken and Duffy Realty is 92% referred to friends and family for our $500.00 flat fee listing to sell a home that lasts until SOLD, now 8 years in a row. Over 1 Billion Dollars saved in Listing Fees and Over 14,000 listings has reigned Rhonda Duffy, top agent in Atlanta and the #1 Agent in Georgia and #6 in the U.S. for 6 years in a row! Browse the site and you will see many success stories of loyal Duffy clients and how they sold their home and saved a lot of money in the process. Visit or call 678-366-7846

Atlanta Home Buyers Compete Over Shrinking Housing Inventory

Atlanta Home Buyers Compete Over Shrinking Housing Inventory

Considering buying or selling a home in Atlanta? Local Home Buyers Insight recently spoke with several experienced real estate professionals in Atlanta to gauge the temperature of the Atlanta real estate market to find out if now is a good time to buy or sell a home in Atlanta. The consensus is that the Atlanta real estate market is showing clear signs of improvement. Inventory levels and days on market are both continuing to fall. Well priced homes in the right locations are beginning to see multiple offers. The early spring, because of a mild winter, is helping the Atlanta real estate market to get off to a head start this year. All strong indications of a busy spring home buying season ahead.

We asked the agents we spoke with if they see any improvement in home values so far this year. Martin Archacki of Duffy Realty of Atlanta said, “prices are going up in the best areas, but only in pockets so far.” Collette McDonald of Collette McDonald & Associates agreed, she pointed out that “in the right locations yes, prices are rising, but throughout the entire Atlanta real estate market, not yet.” She went on to say “time on market has decreased, which is bringing in lots of multi offers.” For instance Collette says of the homes she’s listed in the last month “50% have multi offers.” A reduction in days on market couple with multiple offers is a good sign that home buyer demand in Atlanta is indeed growing.

So what’s changed in the Atlanta real estate market from a year ago that’s pushing this market ahead? Martin believes that it’s a matter of perception “everyone realizes that this is it, this is the bottom.” Buyers are encouraged by signs that prices have stabilized, they want to take advantage of incredibly low interest rates while they are still available. Martin added, “a small percentage of homes are well priced and ready to move in, as such you see 90% of buyers are competing to buy 20% of the available houses.”

This surging buyer interest should soon add up to great news for both home buyers and sellers of Atlanta real estate. Most real estate analysts would agree that you can’t expect to see continued reductions in supply and increased buyer demand without experiencing some home price appreciation. Rising demand should give potential home sellers more confidence to put their home on the market.

Considering the competition for well priced, ready to move in homes in Atlanta you’ll want to be prepared to make a strong offer in order to have the winning bid for the home of your choice. Martin Archacki recommends, “you need to have a very experienced team in your corner, an experienced buyer’s agent, and experienced mortgage officer and an experienced inspector.”


Metro Atlanta has spoken and Duffy Realty is 92% referred to friends and family for our $500.00 flat fee listing to sell a home that lasts until SOLD, now 8 years in a row. Over 1 Billion Dollars saved in Listing Fees and Over 14,000 listings has reigned Rhonda Duffy, top agent in Atlanta and the #1 Agent in Georgia and #6 in the U.S. for 6 years in a row! Browse the site and you will see many success stories of loyal Duffy clients and how they sold their home and saved a lot of money in the process. Visit or call 678-366-7846

Yes, The Housing Market Is Improving

Yes, The Housing Market Is Improving

If you’ve been working in real estate, you’ve known for months that things are improving – slowly but surely.  Now there’s proof.   The National Association of Realtors says its index of sales agreements increased 4.1 percent last month to a reading of 101.4, the highest since April 2010, when buyers could qualify for a federal home-buying tax credit.  A reading of 100 is considered healthy.

Contract signings typically indicate where the housing market is headed. There’s a one- to two-month lag between a signed contract and a completed deal.  Even though new home sales fell in March they have risen over the past year.

At the same time, the average rate on the 30-year fixed mortgage has dipped to near its record low, keeping home-buying and refinancing affordable.  The 30-year mortgage is still the most common for home buyers.

Mortgage buyer Freddie Mac says the rate on the 30-year loan dropped to 3.88 percent this week, down from 3.9 percent. In February, the rate hit 3.87 percent, the lowest since long-term mortgages began in the 1950s.

The average on the 15-year fixed-rate mortgage, popular with homeowners who are refinancing, dipped to 3.12 percent, down from 3.13 percent last week. The national average hit an all-time low of 3.11 percent two weeks ago.


Metro Atlanta has spoken and Duffy Realty is 92% referred to friends and family for our $500.00 flat fee listing to sell a home that lasts until SOLD, now 8 years in a row. Over 1 Billion Dollars saved in Listing Fees and Over 14,000 listings has reigned Rhonda Duffy, top agent in Atlanta and the #1 Agent in Georgia and #6 in the U.S. for 6 years in a row! Browse the site and you will see many success stories of loyal Duffy clients and how they sold their home and saved a lot of money in the process. Visit or call 678-366-7846

Big Difference Between Buying with an Agent and Without

Working with Caroline Gamma at Duffy Realty could not have been easier. Having bought a home previously without a buyer’s agent I really noticed the difference. Caroline really looked out for our wants and needs in a home and helped us find the perfect home. Duffy Realty provided very helpful information throughout the buying process that also helped us make the right decisions. Caroline was always available to answer any questions we had and being novice home buyers, guided us through every step.

Meagan & Jeremy

An Excellent Experience and 1% Cash Back

Working with Lesa DeFrain through Duffy Realty has made our home buying experience an excellent one. Lesa was able to accommodate our busy schedules and make the search for our new home an easy process. The 1% cash back option offered through the company is a great incentive for eager home buyers in today’s market. My husband and I would recommend Duffy Realty to anyone looking to purchase a new home

The Art of Negotiating

Well, this seems simple enough – don’t lose your shirt. All kidding aside, most people don’t know how to negotiate a contract, or at least one that they won’t regret later. So, here are some guidelines to making a sound decision while making some money.
This article is for home sellers, but you home buyers, just reverse the ideas here. These are very black and white suggestions so don’t attempt to make them grey just because you want something today that you might not want next week.
Simple Steps to Winning or Let’s Say Making a Win-Win:Continue reading

The Home Buyer Tax Credit Expiration-The Pressure is Mounting!

Congress is currently debating bills that could possibly extend the $8,000 first-time home buyer tax credit which is set to expire on November 30. Is this a good idea?

In considering whether or not they should to do it, the following questions need to be asked:

– Has this tax credit program worked to help the sagging housing market?

– Will the cost of extending it be worth the benefit we will receive from any further implementation of it?
Mark Zandi, chief economist of has devoted some serious study to the situation and he is in favor of extending the credit. He would like to see run until June 1, 2010 and be made available to all home buyers with no income restriction, with some exceptions for those at the highest end of the income scale.

His estimated price tag for this extension is $30 billion over the next ten years.

Zandi’s reasons include the fear of rising foreclosures due to the unemployment numbers, noting that this will drag prices down even further. It is his contention that six more months of the tax credit will help to mute the decline in prices and, by June, the job market will have improved.

The National Association of Home Builders is pushing for the tax credit to be extended for all of next year. They estimate that it will increase home purchases by 383,000 next year. The net effect of this will be to bring down the inventory of houses on the market which will provide much-needed help with the potentially increasing foreclosure crisis.

NAHB Chairman Joe Robson stated, “This stimulus alone would create nearly 350,000 jobs over the coming year, which is exactly what the economy needs right now.”

The National Association of Realtors is very much in favor of extending the credit. In September, NAR Chief Economist, Lawrence Yun said that the tax credit is working. He has also stated that there is a fear that if the tax credit is allowed to expire, the housing market may begin to “roll down again.”

Senator Johnny Isakson made the case in Congress yesterday to support his proposal for an extension and expansion of the program. He pointed out that since the first-time home buyer tax credit has been in effect, an estimated 350,000 sales were made which are 357,000 sales that would not have taken place without it.

Isakson is pushing for extending the deadline for the existing $8,000 tax credit from November 30, 2009 to June 30, 2010. This would be, in effect, an effort to prop up the real estate market to take some of the anxiety out of the slowest selling season of the year. He is also proposing to expand the program to all home buyers with a cap of $300,000 income for married couples.

Right now, there is a great deal of fear that if the tax credit rug is pulled out from under us at this point, the housing market is destined to fall into an abyss.

The question may be – is this a sound decision that will bring about an effective result or is it being done simply out of fear of what will happen if we do not do it?

Christina Inman

Broker | REALTOR | FPS

6 Reasons Why Your House Won’t Sell…

I don’t agree with EVERYTHING, but MOST of it I do!!

1. Your photos are unimpressive. The vast majority of home buyers start their search for a home on the Internet, your house had better look great in print. Not just nice… downright fabulous. Today we are considering internet views as a ‘virtual showing’… if your house gets past that, then they might (just might) make an appointment to see it in person… We consider that your SECOND showing. Today’s buyers are expecting good quality photos (and lots of them… just 1 shot from the street won’t cut it!), a virtual tour, maybe even a floor plan, if applicable.

2. It’s overpriced. You’ve got to view your own property as objectively as possible. Look at the home like a “buyer”… if necessary, go out with your Realtor and view other homes that are priced comparably to yours. Be objective. Given the other options on the market (and yes, you DO have to include short sales and foreclosures on your list… your potential buyers are!), would YOU buy your home, over the others on the market?Continue reading