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What Do I Give For A Graduation Gift?

Graduation season is right around the corner. Whether you have a child graduating college, high, middle, or elementary school, it’s always challenging to figure out what the right gift should be. Over the next several years, I’ll have at least one of my kids graduating some level of school. This year, my son is graduating 5th grade, then next year my middle daughter will graduate 8th grade, and the year after that my oldest will be graduating high school. If you are a parent, you may debate about whether to do a party, give a gift, or perhaps some combination of both. Here are Your Smart Money Moves for budget-friendly graduation gifts. First of all, let’s make sure you don’t get too carried away when your child graduates elementary school and completes 5th grade. Remember, you’ll have an eighth grade graduation coming up soon with high school quickly following. At this graduation level, here are three simple ideas on what you can do for your child. Cell Phone – In…

Does Your 401(k) Offer An “In Service” Distribution?

For Generation X clients, the majority of their retirement savings are in the company 401(k).   While you do have a multitude of options of what you can do with your 401(k) if you leave your …

Great Tools from Duffy Realty for Buying our Home

Sorry it took so long for me to write you to thank you for your help in finding and closing our house on Vail Court, Snellville. We are so happy with the house – and we couldn’t have done it so easily – painlessly – without Duffy’s help – and especially the support and professionalism […]

Simple ways to make your home more appealing to buyers

Nothing is worse to a prospective buyer than walking into a home and seeing piles of well…junk. Stacks of paper on countertops, piles of clothes thrown in a corner, and overflowing trash bins just don’t communicate “buy me”. What it does imply is that the home is not very well taken care of and that […]

Active Trader: Time to Curb Your Enthusiasm

But this is a dangerous time, experts say, because a trader’s inflated ego can get in the way of sound investing decisions. The thrill of buying a winning stock can keep them from selling that stock and locking in profits. “The human mentality is to want to have a winner,” says Todd Salamone, senior vice president of research for Schaeffer’s Investment Research. “It’s psychologically hard to admit you’re wrong.” Meanwhile volatility, after seemingly taking the summer off, has started to return to the stock market. The CBOE Volatility Index, known as the VIX and a commonly-used guage of the market’s volatility, was as low as 22 in mid-August, but popped up above 30 last week.

Mortgage Rates Fall To 37-Year Low! Now Is THE Time To Buy

Article from: Thursday, December 18, 2008, The Business Journal of Milwaukee – by Bryant Ruiz Switzky Baltimore Business Journal Thirty-year fixed-rate mortgages interest rates fell to their lowest level on record, according to Freddie Mac’s Primary Mortgage Market survey released Thursday. The national average interest rate for 30-year fixed-rate mortgages was 5.19 percent for the […]