Your DUFFY Buyer Protection Dashboard
This Is Not Homework. It Is the Working Plan for Protecting Your Purchase.
Start Here Before the House Creates Pressure
buyers@duffyatl.com
Buyer Hotline: 678.318.1910
Step 1: Prove You Can Buy Before You Ask the Seller to Take Less
Proof is either that you have the money in your bank account with a redacted bank statement that removes only your bank account number OR a very specific and legal looking Prequalification Letter from a lender that is up-to-date with that day’s lending trends and is dated within 30 days of the offer date.
Submit Your Lender Letter or Proof of Cash to DUFFY Click here
The Mortgage Can Cost More Than the House Price Difference
PRO TIP: Even if you have a mortgage person lined up, get 3 quotes. Ask for Lender Credits (Mortgages ARE Negotiable) and that they Guarantee Your Earnest Money if their approval fails.
If You Need to Sell First Click here
Learn About Mortgages
12 Basic Mortgage Things To Get You Started Click Here
Mortgage Calculator Click here
Understanding Your Loan Options Click here
Must Read About Your Money Before Your Buy Click here
Avoid These Mistakes Click here
Lenders
DUFFY Lender Comparison Worksheet Open PDF · Download worksheet
Step 2: Search Widely. Rule Out Carefully.
Identify What You Are Looking For
House Hunting Worksheet Click Here
Keys for Finding the Right Neighborhood Click Here
Search and Research Online
Do Not Believe the Photos Click here
Use Google Earth at googleearth.com to look around the property. At the bottom left side of the screen is a person. When you click on the person, blue lines will appear where streets are. Click the blue line. Use the arrows to walk the streets. There may be different date settings as well.
Set Up an Auto Search Click Here
Buyer Investigation Guide Click here
What We Can Help You Buy When You See It Click Here
Restyle Your Dream Home with Roomvo Click here
Getting Ready To Go See Property
Home Visit Toolbox Click Here
Be Aware
How Can Rentals Impact Your New Home? Click Here
Step 3: Look Past the Photos and Investigate the Property
Showings In Person
Schedule a Showing: Click Here
Ask 3 Neighbors These Questions Click Here
Investigate the Property
Request Property Disclosures: Click Here
Investigate the Property Click Here
Visit the Property at Different Times. Drive By Property & Neighborhood at All Times of The Day and Be Sure Take Detailed, Dated Photos of The Property as Proof of Condition
Resale Negatives Click Here
Schools Research Click Here
Tips for Looking at New Construction Click Here
Step 4: Build the Offer Around Facts, Leverage and Risk
Getting Ready To Make An Offer
The Offer Process Click Here
Request Offer Guidelines Click Here
Winning Offer Strategies Click Here
Contract Protection Click Here
Make Your Offer
Make Your Offer Here Click Here
New Construction Offer
Submit Your New Construction Opportunity: Click Here
MUST READ for New Construction: Checklist for New Construction Contracts Click Here
You Won The Offer - Earnest Money Is Due
How to Deposit Earnest Money Click Here
Upload Your Earnest Money Receipt Click Here
Step 5: Due Diligence & Inspection
Hire an Inspector and Email DUFFY the Inspection Date & Company Information Click here
Read Your Important Dates Email That We Sent You Carefully
Due Diligence
Due Diligence in Georgia Click Here
Due Diligence Checklist Click Here
Cosmetic vs Structural Issues Click Here
Buying a Short Sale or Distressed Home Click Here
Protect Yourself Buying a Home Click Here
Lead-Based Paint Guide Click Here
Radon Guide for Home Buyers Click here
Understanding Mold Click Here
Safety Websites & Research Tools Click here
Hiring An Inspector
Inspection Investigation Click Here
Inspection Recommendations and Send Inspection Report to DUFFY Click Here
Order A Survey
Order a Survey Click Here
Check on Homeowners Insurance
Ask Your Homeowner’s Insurance Agent for a CLUE Report Click Here
Verify the HOA
HOA Guide Click Here
Condo Buyer Protection Guide Click Here
Getting Contractor Quotes
Recommended Vendors Click Here
Getting 3 Bids for Contractors Click Here
New Construction
New Construction Inspection Checklist Click Here
Step 6: Financing, Closing & After Closing
Work With Your Lender
Stay on Top of Your Loan
Stay on top of every loan requirement and remain in constant communication with your lender throughout the transaction. Delayed responses or missing documents can jeopardize your financing and prevent you from closing on time.
Start Calling Your Lender at least every 5 days to keep them on track.
Your Lender must provide you with a Closing Disclosure 3 days prior to closing. If they do not provide this let DUFFY know ASAP.
Loan Mistakes That Can Cost You a Home Click Here
Sending Wire Transfers - Always Call The Closing Attorney BEFORE You Wire Money Please
ClosingLock with Mozley – New system for wiring money! Click Here
SCAM Alert! DUFFY Realty will never request you wire funds outside of the links in this timeline. If a Closing Attorney requests a wire please verify it is the Closing Attorney.
Packing & Moving
Homeowners Insurance & Utility Setup — Connect Services for Your New Home Open the combined guide
Moving Day Success Guide Click Here
Hire a Mover — we recommend GA Pack & Load.
Your Incentive From DUFFY
Provide 3 Testimonials to Receive Your Commission
Share Your Experience. Post your 3 Reviews and Let Us Know Click Here
Submit Your Direct Deposit Information with DUFFY for Incentive Payment Click Here
Day Before Closing Walkthrough
Final Walkthrough Checklist — Take Pictures to Prove Condition Click Here
Closing Day
Owner’s Title Insurance AND Lender Title Insurance Click Here
What to Take To Closing and What You Need To Know Click Here
Questions to Ask the Seller at Closing Click Here
Did Not Close
Earnest Money Disputes Click Here