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Buyer Protection Resource

Protecting your investment starts before closing. A home inspection is important—but it is only one part of your due diligence.

Your due diligence period is your opportunity to investigate the property, neighborhood, future development, environmental concerns, utilities, insurance history, and anything else that could influence your decision.

Your responsibility

Investigate what matters before your contingency expires.

Under the Georgia REALTORS® Purchase and Sale Agreement and applicable Georgia law, buyers have important responsibilities to investigate the property and surrounding area before completing their purchase. Every buyer has different priorities—schools, internet availability, future development, traffic, crime, environmental issues, or neighborhood character. DUFFY Realty cannot determine which factors matter to you or independently investigate every issue that could influence your purchase. If a concern could affect your decision, investigate it before your inspection contingency expires.

Research assistant

Use AI to research the property and neighborhood.

AI can explain technical information, summarize local resources, suggest questions, and identify issues you may not have considered. Try prompts like:

What should I know about living in this neighborhood?
What are the advantages and disadvantages of this area?
Are there planned developments nearby?
What amenities are within a 10-minute drive?
What questions should I ask before buying here?
Explain this HOA document or property disclosure in plain English.
Help me understand my home inspection report.
What should I investigate before removing my inspection contingency?

Always verify important information. AI is not a substitute for inspections, legal advice, surveys, or confirmation through government agencies, utility providers, HOAs, and other reliable sources.

1 · Property

Investigate the property.

A general home inspection is only one part of due diligence. Depending on the property, consider the following.

Structural & mechanical

  • General home inspection
  • Roof age and condition
  • HVAC, plumbing, and electrical
  • Foundation and structural components
  • Chimney, water heater, and appliances

Additional inspections

  • Septic system and well water
  • Pest and termite inspection
  • Mold and radon
  • Pool and spa
  • Outbuildings

Property characteristics

  • Survey, boundaries, and easements
  • Drainage, standing water, and flood hazard
  • Utility costs
  • Internet availability
  • Cell-phone reception

Also check the county GIS map and tax assessor. Review boundaries, easements, adjacent ownership, tax parcels, tax history, property characteristics, and homestead-exemption information.

If inspections reveal concerns, discuss your contractual options with your DUFFY agent before the inspection contingency expires.

2 · Neighborhood

Investigate the neighborhood.

The home is only part of your investment. Research whether the surrounding area meets your household’s needs and expectations.

Daily environment

  • Crime and schools
  • Traffic patterns, noise, and odors
  • Airports, railroads, and busy roads
  • Commercial properties and stadiums

Nearby influences

  • Power lines and cell towers
  • Cemeteries, landfills, and quarries
  • Prisons
  • Short-term rentals such as Airbnb or VRBO
  • HOA restrictions

Visit more than once

  • Weekday morning
  • Weekday evening
  • Weekend
  • Rush hour
  • After dark

Neighborhoods can feel completely different depending on the day and time.

3 · Future development

Investigate what may be built nearby.

Today’s neighborhood may not be tomorrow’s. Future development can affect property values, views, privacy, noise, traffic, lighting, utilities, and your enjoyment of the home.

Research proposed projects

  • Data centers, technology parks, and warehouses
  • Distribution centers and industrial parks
  • Apartments, mixed-use projects, and shopping centers
  • Substations, transmission lines, solar farms, and battery storage
  • Cell towers, highway expansions, and road widening

Review local planning records

  • Planning and zoning department
  • Planning commission agendas
  • Future Land Use Map (FLUM)
  • Comprehensive plan
  • Rezoning and conditional-use applications
  • Electric-provider grid-expansion announcements

4 · Environmental & insurance risk

Investigate risks a standard inspection may not reveal.

Environmental questions

  • Flooding, wetlands, and water drainage
  • Air quality
  • Former industrial uses or gas stations
  • Environmental contamination
  • Insurance claim history

C.L.U.E. Report

The Comprehensive Loss Underwriting Exchange report can provide a seven-year insurance-claim history and identify water, fire, lightning, wind, theft, flooding, and other losses.

Request it through your insurance agent or LexisNexis Consumer Services, then compare it carefully with the Seller’s Property Disclosure.

Before the deadline

Questions every buyer should ask.

  • Would I still buy this home if the property behind me is developed?
  • Am I comfortable with the traffic, noise, and neighborhood activity?
  • Have I visited at different times of day?
  • Have I investigated anything that could affect my household’s lifestyle?
  • Have I researched anything that could affect future value?
  • Have I verified the information that is important to me?

The best time to discover a concern is before you buy—not after closing.

Your due diligence period is the time to ask questions, verify information, perform inspections, and research anything that could influence your decision.

If discovering something after closing would make you wish you had never purchased the property, investigate it now. DUFFY’s goal is to help you make an informed decision and purchase with confidence.