What to Take to Closing

What to Take To Closing and What You Need To Know

5 days Before Closing

  • Be sure you completed the Seller Information sheet for the closing attorney.
  • Confirm you have the correct closing date, time, and location.
  • All parties on title must attend the closing. If any party does not show up for closing, you can be held in default of the contract.

Bring With You To Closing:

  • Checkbook in case there is a small difference needed from you. (Any funds you agreed to pay will be deducted from your proceeds, or you will need to wire any amount over $5000. Confirm with the closing attorney.
  • Your Purchase and Sale Agreement with any Addendums
  • Driver’s License or passport for all parties on the deed
  • Your last water bill and proof that you paid it.
  • Your tax bill, if you have it, is to compare the proration.
  • Information from your current mortgage, in case there are any questions.
  • Confirm with the Closing Attorney if anything else is needed.

Things For You To Tell The Attorney

Any issues with all parties attending the closing.

Power of Attorney

If you are going to have a power of attorney, the attorney will have to approve the form. Georgia is very, very specific about what a power of attorney must say and how it is signed,

even down to the color of ink (BLUE!). Having the wrong form will stop a closing in its tracks. The closing attorney needs to approve the POA (if they didn’t prepare it for you) in advance.

Alert! General Powers of Attorney typically do not contain the proper language, nor do forms purchased at bookstores, Home Depot, office supply stores, etc.. Please don’t risk this!

How Long Is Closing?

Most closings take between 45 and 60 minutes. Please arrive a little early to answer any remaining questions that the attorney may have for you.

Contractor playbook

What most buyers do vs. how a DUFFY buyer handles it.

Most buyers ask for a verbal or vague text estimate.

DUFFY buyers demand a formal itemized PDF quote broken down by labor, materials, scope, and timing.

A formal PDF estimate can support your Amendment to Address Defects and gives the seller less room to argue the price.

Most buyers use a contractor suggested by the seller or listing agent.

DUFFY buyers hire an independent professional from the DUFFY Preferred Vendor Shortlist.

The seller's contractor has incentive to make the repair sound cheap and minor. Your contractor protects your equity.

Most buyers agree to a massive upfront deposit just to get an estimate on paper.

DUFFY buyers work with reputable trades who provide free or low-cost diagnostic quotes for pending buyers.

This keeps your out-of-pocket cash protected before you officially own the home.