Avoid the 3% Trap
Use this step to make the next buyer decision with more confidence and less guesswork.
Why This Matters
This topic matters because it can affect your money, timing, negotiating position, or comfort with the home. Reading it before pressure starts helps you avoid rushed decisions.
What Most Buyers Don't Know
Most buyers do not realize how many small details can change the outcome of a purchase. The right question at the right time can prevent confusion, delay, or unnecessary expense.
Key Buyer Guidance
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- Buyer Representation Avoid the 3% Trap Understanding buyer representation compensation helps you compare choices clearly and avoid surprises before you sign anything.
- Understanding compensation helps buyers make informed decisions.
- Clear conversations help buyers understand what they are agreeing to, what services they receive, and how compensation may be handled in the transaction.
- ClarityBuyers should understand compensation before becoming emotionally attached to a home.
Common Mistakes
- Skipping the resource because the next step feels simple.
- Waiting until a deadline is close before asking questions.
- Assuming the same answer applies to every home, lender, seller, or contract.
- Making a decision before DUFFY has the details needed to guide the next move.
DUFFY Recommendation
Read the key points, compare them to your situation, and use DUFFY as a checkpoint before signing, wiring money, waiving protection, scheduling services, or changing your plan.
Ask Before You Guess
If this page raises a question about money, timing, repairs, contract terms, lender requirements, or closing, ask before you act.
Action Step
Review the guidance on this page, save any questions, then use the navigation below to continue through the buyer process.