AMEX Points: Try The Clearance Rack

People often ask me what is the best type of credit card to get when it comes to frequent flier or cash back awards. I’ll cover some of my favorite reward cards in other post, but in today’s blog I thought I would share how to make the most of your AMEX card.   Sad to say, but most people who carry the GOLD or PLATINUM card don’t ever look at or use most of the benefits of card.   What most consumers are aware of is that with each purchase they rack up 1 point for every dollar they spend.   So how do you make the most of your rewards?  Check the CLEARANCE rack.  Here’s an example of three items you can get in the clearance section on AMEX membership rewards today. (source: AmericanExpress.com) When you click the membership rewards link in your AMEX account, you’ll notice on the far right hand side a link called ‘specials’.  If you click this link it will take you to all of the merchandise…

Entrepreneur Series – Lesson 3 – Know Your Role As The Owner

As an entrepreneur starting a new business, you often have to wear the hat of cook, dishwasher, accountant, and general manager.   However, one of the biggest mistakes a young owner will make is not quickly clarify their role within the organization.   Far too often, new entrepreneurs will try to control every aspect of a new business which inevitably slows the growth of the organization.  In some cases, it can make hiring and training new people so difficult it can be destructive to the success of a company. One of things I recommend to new business owners is to draw a T chart with one axis being things you like to do and one access being tasks that you are good at.    What you should quickly try to figure out in the early stage of a new company is to list all of the items that you are good at and those tasks that you like to do.    After figuring out this critical piece of analysis, you should begin to try…

Beneficiary Designations for your IRA

What Beneficiary Designations mean and why they matter…
For most people, “estate planning” means drafting documents (such as a Last Will and Testament) that makes sure that your property is managed and distributed according to …

Could not have asked for better agent!

Could not have asked for better agent! I want to thank you first for Jan and how incredibly professional she is. Initiative is amazing and her creativeness is unparalleled. Her follow up is the best. I have met few people who deliver on EVERTHING they promised—Jan did!!! Thanks Jan! The Dunn’s owe you for getting […]

The Solo 401(k)- For A Decade A Good Option For The Self-Employed

In the Gen X and Gen Y arena, I am seeing more and more people quit the corporate America lifestyle and venture into becoming their own business owner.  This shape of a business owner can …

Google For Coupons?

With the proliferation of so many coupon sites, it can truly get dizzying trying to figure out how to manage the never ending stream of deals that hit your e-mail every day.   Some of the …

The Words We Don’t Want To Hear: “You May Need To Save More”

I really think over the next five years the whole notion of retirement planning is going to change.   The X and Y generation don’t think about retirement the way their parents or grandparents did.   Since …

It’s Saturday Night And There Is No Recession

My wife and I decided we would go out for dinner this past Saturday night.   She’s always telling me that you’ve got to make a reservation on Saturday night because things get busy and we’ll …

Your Kid Has An I-Phone. . Who Pays The Data Plan?

I’m pretty sure Apple can’t be hurting even though Steve Jobs is not at the helm anymore.   My kid’s went back to school last week and mentioned to meet the glut of Apple products that …