AMEX Points: Try The Clearance Rack

People often ask me what is the best type of credit card to get when it comes to frequent flier or cash back awards. I’ll cover some of my favorite reward cards in other post, but in today’s blog I thought I would share how to make the most of your AMEX card.   Sad to say, but most people who carry the GOLD or PLATINUM card don’t ever look at or use most of the benefits of card.   What most consumers are aware of is that with each purchase they rack up 1 point for every dollar they spend.   So how do you make the most of your rewards?  Check the CLEARANCE rack.  Here’s an example of three items you can get in the clearance section on AMEX membership rewards today. (source: AmericanExpress.com) When you click the membership rewards link in your AMEX account, you’ll notice on the far right hand side a link called ‘specials’.  If you click this link it will take you to all of the merchandise…

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Public School Is Not A Free Ride

By: Genna Jenkin The Your Smart Money Moves Mom Request a FREE consultation: www.oxygenfinancial.net Barely a week into our back to school routine and I’m already aware of some very disconcerting patterns forming.  The kids’ interest in helping get their lunches together is waning, bedtimes are not being adhered to and I’ve badgered them all about their homework more times than I’d like to count.  However, the most troublesome of all, is that every evening I find myself with my checkbook “paying” for my children’s public school education. Now don’t get me wrong, I understand that public education in this country can tend to get the proverbial short end of the stick, so I am well aware for the need to ask parents for some financial assistance.  It’s the changes I’ve seen since I enrolled my oldest in kindergarten (12 years ago) that concern me.  I’m sure that everyone with school age children can identify with the lengthy and detailed list of school supplies that every child is responsible to…

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How To Get Rich with oXYGen Financial – 08/20/13

Taped 8/20/13 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Regular Guys and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net

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All I Want For Back To School Is My Trapper Keeper

It’s officially back-to-school time in the state of Georgia which means polishing up the old routine of making lunches, doing homework, and the frantic mornings of getting everyone on the bus or into the carpool on time.    It is also that time of the year where you are going to begin stocking up on school supplies if you haven’t it done so already.  All I can remember from my childhood and teen years was my mom taking me to the local K-Mart to pick up a few Bic pens, some No. 2 Ticonderoga pencils, and my color coded Trapper Keeper to organize my classes.   Nowadays we’ve got an entirely different routine with school systems providing lists instructing us to practically buy an entire shopping cart of school supplies. This year, my two middle school children have lists both in excess of thirty items that were ‘necessary’ for them to get.   It seems every year the list gets larger and larger.  So what can you do to save money when it…

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How To Get Rich with oXYGen Financial – 07/30/13

Taped 7/30/13 Listen every Tuesday morning at 8:00 a.m. on ROCK 100.5 | Atlanta’s Rock Station to “Your Smart Money Moves” with The Regular Guys and oXYGen Financial. Ted Jenkin, CFP® and Kile Lewis, CRPC® are the founders of oXYGen Financial, and our chief financial officers. All your money questions answered Breathe easier at http://oXYGenFinancial.net

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Summer Camps Mean Money Blues For Mom and Dad

The school year is rapidly approaching graduation season, which means for most parents’ the question of what to do with the kids for summer is looming in front of you.   Summer camps leave kids with memories of sleeping in bunk beds, learning to ride a horse, swing a tennis racket, or the time that their traveling baseball team won the state championship.     For parent’s today the cost of many full time day camps can cost $300 to $500 a week.    Sleep away camps can cost $10,000 or more.   Weekly specialty camps for sports like tennis, swimming, or golf can be extremely costly as well.    For many families, camp is not always a budgeting item that parents’ put as a line item in the beginning of the year.   Camps can often cause a dent in a parents’ cash reserve that they have to make up in the fall just in time to spend money for the holiday season.  What are some ways you can get through the summer season without breaking…

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Is Your Retirement Plan Full Of Swiss Cheese

Last year, I did a piece on retirement planning assumptions.    As I continue to see more and more plans done by other financial advisory firms, I become more concerned about consumers.    Most projections that are …

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Paying Too Much For Car Insurance?

How to Save Money on Your Auto Insurance

You may have good reason to complain about the cost of your auto insurance, but have you tried to do anything about it? If you’re resourceful and willing to do a little homework, there may be plenty of ways to lower your premium. And we’re not necessarily talking chump change–a few simple steps can sometimes save you hundreds of dollars a year.

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Getting Married? So Is Your Money

Financial Tips for Unmarried Couples

If you are in a long-term, committed relationship, you have many of the same financial concerns as married couples. However, you lack many of the legal protections and advantages that married couples enjoy. Here are some tips that can help you and your partner stay on the road to financial security.

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How Not To Go Broke with Kile Lewis of oXYGen Financial – 09/17/09

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How Not To Go Broke with Kile Lewis of oXYGen Financial – 09/17/09

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