Family Finances : Simple Tips to Cut Monthly Expenses so You Can Buy the Home of Your Dreams

Are you preparing to buy the home of your dreams? Then you need to make sure that you are in a position to pay for a home that will suit the needs of you family. A few small financial changes can improve your budget and family finances help you qualify for a loan that will […]

Why Debt Consolidation Could make it Hard to Buy a Home

Are you looking for a solution to manage your debt payments? You might be considering the benefits of a debt consolidation loan as a method to manage all of your payments in one easy location. Even though there are some benefits to consolidating your balances, it is important that you understand how this financial solution […]

The Opportunity Cost of Waiting to Buy a Home

Have you been waiting for the perfect time to buy a home? There are many benefits to preparing to purchase your family home, but there are some disadvantages if you wait too long. Remember, these decisions can have a long-term impact on your financial future. When you are thinking about this purchase, it is essential […]

What Happens to a Real Estate Buying Power when Interest Rates Go Up?

One key factor in buying a home is getting the mortgage to pay for the property. Many home buyers need to finance their purchase, so they turn to mortgage lenders for help. During this process, your income and credit history will have an impact on the size of the loan and the interest rate that […]

Money Makeover: How to Save for a Down Payment

If you want to buy a home for your family but you are worried about the cost, then you need to take a hard look at your finances and find ways to improve your cash flow. By making a few simple changes in your daily habits, you can supercharge your efforts and position yourself to […]

National 529 Day

Today is National 529 Day.   Just another day on the calendar to get you thinking about how you will support your children’s college education.   I have noticed over the past several years that college education is one of the areas that people in their 40’s and early 50’s are WAY behind in when it comes to planned savings.   I’m also seeing much more discrepancies between spouses and partners alike about what is the best way to plan for this goal.  Should your kids go to an in-state school?  Should they go to the college of their choice?   Should you plan for an ivy league private school?   What happens if they just cross the border and go to a state school in a bordering state?   Imagine you get home from work one day and your child has the magical letter from that college or university that you both always dreamed they would attend?     Will you have a plan in place that makes sense for your child and your personal family finances…

I Need A Budget! Where Do I Start?

Whether you are 22 years old or 52 years old, you are truly the CEO of your family finances.   There are those of us that love to track, manage, and watch our monthly numbers, and …