Have you been dreaming about the possibility of buying a home for your family? If you have a rough financial history, then it might seem like your goal of owning a home will be impossible to achieve. But, there are many things that can be done to fix your credit score so that you can […]
Examining your credit report should be the first step in your home buying process. Here’s what to check when you review your report.
“Why does a lender want to see my bank statements?” Here are the reasons that lenders ask to see a borrower’s bank statements:
DEAR BERNICE: We have been saving up to buy our first home. We have a number of credit cards, some with no balance. My brother thinks it would be smart to get rid of those cards that have no balance. He claims it will make it easier for us to qualify for our loan. Is […]
Get A C.L.U.E. From The Seller If You Are A Buyer There is an unknown tool that most buyers and sellers don’t know about that helps with the real estate transaction. The C.L.U.E. report provides invaluable information about the prospective property to both buyers and sellers in different ways. A C.L.U.E. (Comprehensive Loss Underwriting Exchange) […]
As a resident of Georgia, you are entitled to 2 Free Copies of your credit report each year from each of the three major credit bureaus. Equifax – www.equifax.com Experian – www.experian.com TransUnion – www.transunion.com A free website (www.annualcreditreport.com) was established by federal law and can used to immediately obtain 1 free copy of your […]
When you attempt to rent a house, the landlord will most likely ask you to fill out an application. You should have this stuff with you so that if you are in a pinch to rent the property before someone else does, you can beat them to the punch by having your stuff ready. 1. […]