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Should I Loan Money To A Friend?

All of us have had awkward money scenarios happen to us in our lives. There are the immediate face-to-face confrontations when a personal friend asks us for money while out on the town. Or what about the time that your college roommate asked you if they could borrow $5,000 or $10,000? Remember when your 2nd cousin said they would be starting a business and were wondering if you would invest $25,000 in the new venture? So, how do you handle a money situation that may make you lose sleep at night? Here are three smart money moves steps to diffuse the problem. Step 1: Empathize. Listen, and Show that you’ve heard by recapping what specifically the other person is wanting to do with the money. Make sure you initially understand it from their point of view. Indicate that you know that economic times are tough, and their individual circumstances are particularly difficult. In a certain sense you need to be able to step inside of their shoes to feel a…

Thank You for Duffy’s Short Sale Experts!

Thank You for Duffy’s Short Sale Experts! I wanted to take a moment and write you a note of gratitude for the outstanding work that Duffy Realty, Short Sale Division did for my wife and I. We were forced to short sale our second home due to the reality we faced with current economic conditions. […]

Short Sale Cash Contributions

Short Sale Cash Contributions When doing a short sale, Borrowers (Sellers) are often required to make a cash contribution to the Investor or Mortgage Insurance Company in order for the Short Sale to be approved.  Some of the circumstances that would cause the lender to ask for this are as follows:   The borrower is […]

When you love your home…

Many people ask me what is necessary to sell a home in today’s market. My response is LOVE. The pouring of love onto your home is a simple thing that you can do and everyone knows that love is an action.

How to get the best deal during negotiations

The “best deal” is always subjective to the buyer’s interpretation of what a good deal is… Some buyers need a specific closing date, others need closing costs and some need personal items. How you get the best deal when you are a buyer is simple. Don’t make the seller mad.

DO YOU READ YOUR BILLS ANYMORE? MAYBE IT IS TIME YOU SHOULD!

Even if you on line bill pay, you better check your bills. While all companies are needing to find ways to increase their revenues, small fees and charges may be on your monthly bills that you haven’t looked at yet.

IN this episode, another in our continuing series titled “Strange things charged online to my credit card that I didn’t ask for and can’t get refunded.”

How to Get the Best Deal When Negotiating to Buy A Home

The “best deal” is always subjective to the buyer’s interpretation of what a good deal is… Some buyers need a specific closing date, others need closing costs and some need personal items. How you get the best deal when you are a buyer is simple. Don’t make the seller mad. Sellers are emotional wrecks, just […]